Terms of Service – Utilisnap

1. Acceptance of Terms

By accessing or using Utilisnap (accessible at utilisnap.com or associated domains), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not use our services.

2. Description of Service

Utilisnap provides free web-based utility applications, including calculation engines, document generators, text formatters, and utility helpers. The service is provided "as is" without fees or mandatory subscriptions.

3. Disclaimer of Financial & Legal Advice

The calculations, invoice generation, tax estimations, and salary conversion figures provided by Utilisnap are for informational and general utility purposes only. Utilisnap does not provide tax, legal, or accounting advice. You are solely responsible for verifying the accuracy of any documents or calculations generated.

4. Intellectual Property & Fair Use

You retain 100% ownership and copyright over any content, text, data, or invoices you produce using Utilisnap. Utilisnap claims zero rights to documents or passwords generated by its users.

5. Limitation of Liability

In no event shall Utilisnap, its creators, or contributors be held liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the platform.